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During the repayment period often applies a margin of 1.
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HELOC Vs Home Equity Loan: Which is Better?Home Equity Lines of Credit (HELOC) are variable-rate lines. Rates are as low as % APR and % for Interest-Only Home Equity Lines of Credit and are. As of November 8, , the variable rate for Home Equity Lines of Credit ranged from % APR to % APR. Rates may vary due to a change in the Prime Rate. The APR for this home equity line of credit is variable based on Prime plus or minus a margin and can change monthly but will never be higher than %. �.
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