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3 Instituciones Financieras excelentes para obtener prestamos personales y tambien otros prestamos.An installment loan is a credit account that provides a lump sum to be paid off over time in equal monthly payments. Personal loans, auto loans. There's no specific minimum credit score needed for a personal loan. So you may be able to get approved for a personal loan even with fair credit. Credit score requirements for personal loans vary, but borrowers with higher scores may get better terms.