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They also discuss our fourth on Wednesday, January 17Does a soft-landing scenario remain.

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However, there are also other private and alternative lending options that may be worth exploring depending on your particular circumstances. BMO offers terms ranging from 1 to 10 years, with 5 and 10 year terms having the Smart Fixed option. However, a significant fluctuation in interest rates may see your payments increase significantly. Interest rates and promotional offers can vary significantly, potentially leading to substantial savings over the life of your loan.