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If CD interest rates decline, rolling your funds into a individuals looking for a secure, months1 year.

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CD Laddering Strategy - Fidelity CD Ladders - Certificate of Deposit - Bond Ladders
A CD ladder is a savings strategy to put equal amounts of cash into multiple CDs. This lets you benefit from higher rates in long-term CDs. A ladder is a strategy designed to provide current income while minimizing exposure to interest rate fluctuations. Learn how to use our ladder tool to get. A CD ladder can make an excellent investment option that provides a steady flow of savings over time. It can give you the ability to always take.

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Check out your Favorites page, where you can: Tell us the topics you want to learn more about View content you've saved for later Subscribe to our newsletters. Your ability to sell a CD on the secondary market is subject to market conditions. Table of contents Close X Icon. After a CD in a CD ladder matures, you can reinvest it to continue to build the CD ladder or use the cash another way.