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2023 Update on a Fixed HELOC - Home Equity Line of Credit (A Fixed Second Mortgage)Fixed rate HELOCs start as low as % for 7 years. [1] You never have to worry about increasing rates! There is no minimum balance required. It allows you to freeze a portion or all of your balance at a fixed interest rate, protecting you against market fluctuations that impact rates. Hybrid HELOCs like fixed-rate options may allow you to switch between periods of variable-interest rate and periods of fixed-interest rate.
