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SHORT-TERM Investing // Money Market Funds (BMO ETFs)The Sweep to Money Market Mutual Fund Service for commercial customers (the �Service�) allows you to link your Accounts with us to a money market mutual fund. No action required by retail investors. Anyone who opened their investment account with the use of a Social Security number has been categorized as a. Money Market Mutual Fund. Money market accounts are interest-bearing savings BMO Harris, CFG Community Bank, Chevron Federal Credit Union, CIBC Bank.