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CD's or MMA's? Where Should You Put Your Money?CDs typically offer higher interest rates than regular savings and money market accounts. When you open a CD, you commit to investing a specific. A money market account differs from a CD in that the money market account has checking account features. For instance, you can usually write. Money market accounts are better suited for those who need easy access to their funds, while CDs are ideal for those who have a long-term plan.
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