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The banks 1099a vs a private trusts 1099bAn controlled disbursement account allows a business to determine which checks will post to their bank account each business day, depending on funding needs. It. A controlled disbursement account allows a business to choose which checks will post to its account each day. It helps control payments and cash flow�giving the. Our Controlled Disbursement service helps you automate disbursement and fund only the amount needed for that day's disbursements.