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How Can I Transfer A Balance To A BMO Credit Card?BMO Preferred Rate Mastercard: 0% Interest on Balance Transfers for 9 months w/ % BT Fee + FYF (Credit Karma Offer). This offering from BMO comes with a promotional offer of bonus AIR MILES ($ AIR MILES Cash value). You'll also enjoy a super low % APR for 9 months. After the Promotional Period expires, any remaining balance transfer amounts will be charged interest at the standard annual interest rate for cash advances.